Optimising pay, structuring through a holding, preparing retirement, anticipating a sale: the challenges of directors and the self-employed differ from those of employees.
Directors and self-employed face problems that standard solutions don't address.
The right balance between pay and dividends can represent thousands of euros per year.
Structuring through a holding company lets you hold passive income and prepare the transfer of your wealth.
Selling your business is planned 5-10 years ahead. Otherwise the tax bill is heavy.
The average replacement rate for a self-employed worker is 45-55%, vs 74% for an employee. A director paying themselves €8,000/month during their career typically receives €3,600/month in retirement, unless a dedicated capitalisation strategy is put in place.
Complete mapping: business, pay, personal wealth, projected retirement, taxation, estate planning.
Strategy deployed step by step with a single long-term contact.
