Unfurnished letting, LMNP, SCI, SCPI: your net yield depends on the tax regime, financing and management. We choose them with you, based on your income.
Selected through open architecture, with no in-house products. All our partners
Understanding the mechanics to make the right wealth decisions.
The Furnished Non-Professional Landlord (LMNP) status allows you to depreciate the property, furniture and renovation work, drastically reducing taxable income.
The French real estate company (SCI) facilitates joint ownership and the progressive transfer of shares to children, with reduced taxation.
Property is the only asset you can buy with borrowed money. Rental income covers all or part of the monthly repayments, and interest is tax-deductible.
A displayed gross yield of 7% can become 2% net after charges, property tax, void periods, renovation costs and taxation. The net-net yield (after tax) is the only relevant indicator. Véloci calculates your true yield based on your tax bracket, financing and legal structure, before any commitment.
Net-net yield calculation based on your deposit, tax bracket, rental type (unfurnished or furnished) and chosen structure.
Advice on property markets and asset types, and coordination with necessary parties (notary, accountant, bank).
