Fees, split between euro funds and unit-linked funds, beneficiary clause: we review your current contract and tell you what can be improved.
Selected through open architecture, with no in-house products. All our partners
Understanding the mechanics to make the right wealth decisions.
After 8 years, withdrawals benefit from an annual allowance and a reduced tax rate of 7.5% instead of 30%.
Capital transferred via life insurance avoids inheritance tax up to €152,500 per beneficiary, a major estate planning lever.
Life insurance combines security (guaranteed euro funds) and performance (investment units: equities, property, private equity).
Not all life insurance contracts are equal. Entry fees (up to 5%), high management fees and a limited investment universe can significantly erode performance over 20 years. An wealth advisor selects the best platforms for you without any conflict of interest.
Full analysis of your existing policy: fees, performance, allocation, beneficiary clause and tax treatment.
Defining an allocation tailored to your risk profile, time horizon and inheritance objectives.
