In a sector where 80% of "advisors" are really salespeople tied to an institution, independence isn't a marketing claim — it's the baseline for real advice.
At Véloci, "independent" has a precise meaning: no capital ties to any bank, insurer or distribution network. We access the entire market to select the best solutions on one criterion only: their fit with your situation. Our compensation is transparent and disclosed before any implementation via the DER.
Where your bank only offers in-house products, Véloci selects from hundreds of insurers, funds and investment solutions.
No hidden fees, no surprises. Before each implementation, you know exactly how Véloci is paid.
A property opportunity? A family change? Véloci replies within 24h.
Finance is our job — not yours. Every recommendation is explained until you understand it perfectly.
Daily difference between an independent advisor and a standard bank advisor.
The European MiFID II directive redefined "independent" advice in 2018. An advisor can only claim independence if they: (1) offer products from multiple providers, (2) disclose compensation transparently via the DER, (3) act in the client's sole interest. Véloci respects these 3 pillars since inception.